Application Flow Chart
graph TD
A{Incomplete} -->|docs and card| B{Pending}
A --> |30 days since applying| D[Time Out - Archive]
B --> E{Approved}
B --> G{Rejected}
G --> I[Close Account]
B --> |More information needed| H[Email applicant]
H --> |Two weeks with no response| J[Final notice]
J --> |Three business days with no response| K[Application Cancelled]